Privacy Policy

Welcome to the Open Bank Project Privacy Policy. This policy explains what personal information we (Open Bank Project/TESOBE GmbH) collect, how it is used and shared and what you can do with it. It applies to our web sites at https://www.openbankproject.com, www.tesobe.com and all related web sites, downloadable software, sandbox environments, API platform, mobile applications (including tablet applications), and other services provided by us and on which a link to this Privacy Policy is displayed, and all other communications with individuals though from written or oral means, such as email or phone (collectively, together with the Site, our “Service”).

1. Our Philosophy

• Data Minimisation. We treat your privacy seriously. We only collect the minimum personal data necessary to provide our Service. We do not sell your information or will not share it with a third party without your prior consent.
• Data Sovereignty. You own the content and data you provide to us. It’s yours, not ours, and you are entitled to access it, update it and ask us to delete it any time.
• Privacy by design. Our Service, software and processes are designed with privacy in mind. We do not store your data longer than necessary and we make sure it’s easy to for you request a copy or to request that it be deleted.
• Open by default. To the extent that we can, everything we do is in the open. We strive to put our source code and processes under open source licences, free for people to review. We will inform you should there be any changes in our rules.

2. What information do we collect?

We collect different types of information from or through the Service. The most common personal information we collect is your email address. We seldom ask for your name or address unless we need it to, for example, issue an invoice. The legal base for processing your personal data is primarily our legitimate interests. We may also process data upon your explicit consent (for instance when joining our newsletter).

2.1. Information collected automatically

When you use our Service, we may automatically record certain information such as your IP address, web browser and/or device type. We also may use collect information regarding your interaction with email messages we send, such as whether you opened, clicked on, or forwarded a message sent to you. This helps us understand how to improve our site and services.

2.2. Information you provide

We collect information you provide to us when you register details on our Services. We collect information in different ways including but not limited to:

• When you sign up for our newsletter
• When you register an account on Open Bank Project software, sandbox or one of the related applications developed by TESOBE
• When you register for one of our events (e.g. a hackathon or conference)
• When you send us a support query
• When you would like to access some of the content we publish (e.g. Reports)
• When meet face to face, by phone or on social media
• When you apply for a job
• When we do business with together, e.g. invoice, billing and payment details

2.3. Information provided by others

We collect information about you from other sources such as:Our partners when they recommend you or include you in communications with usVia social media accounts of another user if your settings permit it. For example, if you are someone’s friend on Facebook and haven’t restricted the availability of your data in a common feature/app that you both use.Through publicly available information and online business networks, for example: LinkedIn

If we combine or associate information from other sources with Personal Data that we collect through the Service, we will treat the combined information as Personal Data in accordance with this Policy.

2.4. Minors

While people of all ages may access our Service, we do not intentionally collect information about people under 13 years old. You must be 13 years old or over to sign up or submit any personal information through our Service. If you believe a person under 13 years old has provided us with their personal information, or have any concerns regarding this aspect of our policy, please get in touch.

 

3. Intended use of Personal Information

We use personal information we collect to provide our services, to improve and optimise what we do, and to protect you and TESOBE GmbH. We may use this information to:

3.1. Operate.

We use the collected information to operate, maintain, enhance and provide all features of the Service, to provide the services and information that you request, to respond to comments and questions and to provide support as well as to do business with you (e.g. issue an invoice) and comply with the law (e.g. tax & employment information)

3.2. Communicate.

We may use your email address to get in touch. The reason may be:To inform you about our latest news through our monthly newsletterInvite you to events that we or our partners organisesOther Administrative tasks such as customer service, surveys or right of privacy violationYou have the ability to opt-out of receiving any promotional communications as described below under “Your Rights”.
We maintain a monthly newsletter sent the first weeks of the month to keep our community members informed about our latest development. To register for the newsletter, we require double opt-in. You can register via the Open Bank Project website or the form on http://eepurl.com/Mwl-1. The newsletter is managed through MailChimp.

3.3. Customise & Improve.

We might use the collected information to understand and analyze traffic on our services in order to improve the overall experience, and to develop new products, services, feature, and functionality. We might use automatically collected information and other information collected on the Service through cookies and similar technologies to personalize our Service, e.g. to remember your login information so that you do not have to enter it again each time you log on. See our Cookie policy for further details.